People have found that by continually disputing reports over and over again they can effectively remove negative items. Usually more progress is made each time you dispute items but do not get discouraged if results are not achieved every time. Remember, credit bureaus want you to get discouraged; they make their money from reporting this [...]
Archive for the ‘Bankruptcy’ Category
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More Difficult Items to Repair On Your Credit Report
February 12th, 2011 
admin -Accounts that you still owe money on-Recent bankruptcies-Current collection accounts-IRS or State Liens-Judgements These are difficult to change or remove because creditors keep these accounts close by and are expecting payments on them. Even so, it is possible to remove these items.
Three Credit Bureaus Means Repairing Three Credit Reports
December 15th, 2010 admin How many credit reports do you have? It would make sense to most of us to only have one. Right? Somewhere in the credit industry somebody came up with the great idea to have more than one credit report. Why? As it has worked out over the years there has become three major credit bureaus [...]
Letter to Creditor
August 15th, 2010 admin Date CreditorAddress RE: Acct. # Dear Creditor: I am writing in an attempt to settle the account you are listing under my name and social security number. I agree______________Company should have been paid for service rendered but I do not agree with this being on my credit report as a bad debt. I would like [...]
Sample Letter to Dispute Credit Report
April 25th, 2010 admin Date Credit BureauAddress RE: Acct#.. Dear TRW: I have just received my credit report and have noted that it contains erroneous information regarding the following accounts. I would like them deleted from my record: Collection Account____________ This is not correct, please remove it.American Express___________ This is not mine please delete it.Sears Account__________ this is mine [...]
