When in debt, extra money is always valued. Since your regular 9 to 5 job, whose income is not sufficient to lower your debts, is not enough to meet ends without having to dig into your savings, taking up another, less taxing job always helps. There are a number of options to choose from, depending on your area of expertise, skills and the time that can be devoted. Most people, when facing a personal financial crisis, juggle two or more jobs to make ends meet. There are, of course, sacrifices that have to be made, but that is only until the debt is paid off and you can return to your normal lifestyle.

Work part time – This can be at a pizza delivery place, a florist, or even at a library. It can be anything from accounting to making coffees at a coffee place. Typically, most food joints offer work in shift, so it wouldn’t clash with your regular job timings.

Freelance work – Freelance writing is one of the easiest and least time-consuming ways to make those extra bucks. You could also be a freelance programmer, which pays a lot more. If you are good with art work, freelance design would be a good option.

Tutor – Spread knowledge, and get paid for it. This gives you satisfaction and you get paid for it.